Most of us have some sort of financial goal. Here are some simple examples I have heard people say:

“I want to be rich.”
“I just want to be comfortable and enjoy life.”
“I want to double my investment every month.”
“I want to win the lottery.”

Some goals are more likely to become reality than others. The more realistic the goal the more likely you will achieve it.

Whatever your goal, it is important to have one. We all need something to aim at. And a goal allows you to measure your progress as you go along. But I encourage you to define your financial goals in terms of what they can do for you and not just in terms of money. Three out of the four goals stated above are defined in money.

Let’s say you achieve your financial goal to be rich. Now what? Now that you are rich, what do you do now? Does being rich change you?

My goal when I started my career was to be rich. And after 20 years or so, I was. I gave up a lot to do it. I kept the old jalopy for one more year… I waited to go on that perfect vacation. I worked hard and saved a lot.

And when I had achieved my goal, I looked around and saw what an empty place I had chosen to be. I kept asking myself, “Now what?” And after awhile I realized I did not really care about being rich, just to be rich.

I have owned 7 Series BMWs and old Chevrolet pickups. I really don’t see much difference, and most times, I prefer the pickup. Don’t get me wrong. There is nothing wrong with a BMW. It is a magnificent car.

The point is I bought the BMWs because I could afford the best. It really was not what I wanted. To me, going from here to there easily, safely and comfortably is as well accomplished in a BMW as a Chevrolet pickup.

I have owned more than one home. I found this to be nothing short of a nightmare. It is not only expensive but it added very little to the quality of my life.

I like to putter around the house doing projects that improve my home. And I have an excellent collection of tools, but I could never remember which house the tool I needed was in. I would spend hours looking for a tool that was not there. It is such a relief to have just one home again. I can find my tools now.

Investing your capital is all about increasing your wealth. The purpose of increasing your wealth is not to be wealthy, but to give you choices. Wealth gives me the ability to choose what my perfect day will be today…and every day.

Each of us has our own set of choices we want the power to make, and each of us has our own perfect day. Mine is to get up early, exercise, and then search all day, every work day, for investments that grow. Occasionally, I pretend to play golf, but not very often.

I think it is important to define our financial goals in terms of the choices we wish to make.

What choices do you want?

-Do you want to live near your children?
-Do you want to play golf every day?
-Do you and your spouse want to travel the world?
-Do you want to volunteer your time?
-Do you want to start a new business?

And when do you want to enjoy these choices?

Once you have outlined the choices, you can very easily tailor a portfolio that will help you meet them.

To me, there is no destination in investments, or in life. It is the journey and not the destination that matters.

I hope you enjoy yours a much as I have enjoyed mine.

Live long and prosper,

Mike Williams, CFA

Mike Williams is a professional money manager and Chief Investment Officer for Panhandle Portfolios, Inc. He has a BBA from the University of Massachusetts, an MBA from Southern Illinois University, and has held the Chartered Financial Analyst (CFA) certification since 1990, Certificate #13376.

He has been a credit analyst, a foreign exchange exposure analyst, an international pension expert, an international equity portfolio manager, a Japanese stock analyst, and the founder and chief executive officer of several companies engaged in a variety of business ranging from commercial real estate in New England to recycling electronics in China.

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Leading a motivated team is not only more productive, you will find it much more enjoyable and rewarding too.  Poorly motivated employees rarely function well as a team, and typically generate more stress for you than they do results.  So good leaders consider the impact of their actions on workplace motivation carefully.

Some people tend to take a job that they do not particularly want, just for the money. When people do this, they can be resentful at the workplace. Another issue is that maybe the pay doesn’t seem worthy when compared to the work responsibilities.

Regardless of whether a business is product based or service based, there are quotas to meet in order for the business to be successful. In a typical organizational structure, one or more managers are appointed over specific departments to ensure they are meeting the objectives set before them. Getting a group of people to all share and work toward a particular goal can be a delicate matter, since each individual has their own personality, characteristics and work style.

Too often, workplaces are sources of useless or nonexistent feedback. At one extreme, you may have a boss who demands a lot but offers no praise or commentary for a job well done. At the other end, you may have a boss who always says everything is wonderful and makes no distinction between quality work and drivel. Neither extreme is going to be effective workplace motivation.

Well first let me share another quick story with you… A few days ago a friend commented that her husband had come home from work happier than she had seen him in ages. It turns out that something exceptional had happened.

It is essential that you and any co-workers understand exactly what you are working towards. Make sure that you have a very clear idea and vision for your business goal, and make it very specific. This needs to be made clear to every person working on the project. Without this understanding it will be difficult to achieve it.

Well, self-confidence is a vital aspect of life and success, more so in the workplace. Indeed, it can be said that faith in oneself-in one s actions, beliefs and abilities-is the very key to office survival. Possessing the right dose of self–confidence can not only propels you to great heights, it allows you to make the most of life s opportunities, face challenges and perform well when you need to.

Survey after survey in recent times has indicated that money is certainly not one of the prime motivators for employees. Perhaps, they are true to an extent at the entry level, but soon they realize that money alone can’t make life interesting or meaningful. They can buy a lot of things, but not self esteem or peer recognition. These days, for a few dollars more, no one is going to change jobs

These behaviors include people saying one thing and meaning another, giving lip service, gossiping and backstabbing. Enlist a company-wide commitment to stop every one of these workplace dysfunctions that lead to conflicts and lower employee productivity.

Read about workplace motivation.Also read about business plan development and airline industry

Read about ayushveda blogs.

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Success is something that we all crave, I think at one time or the other and for some it means one thing for others it means something very different; so the question still remains;  Success, What is it?

It seems that some people are constantly seeking something more than what they have, when they seem to have it all.  They never get enough of anything; they always want more, not of the same, but something else, something different, something new. They are not happy unless they have what they think is the best job, at the top of their game, the biggest house, every thing bigger and better than everybody else not that they brag about it, but it is like an obsession, more vividly, a passion that is never satisfied.  Obviously, they have not found happiness or contentment with all of their gain or their ability to achieve prosperity and seem to have everything that anybody could possibly need or want.  I could wonder who they are really trying to please.  Could it be that it is actually not themselves, but someone else?  So I am thinking that these individuals are missing something far more important than Success and they don’t have a clue what it is, maybe or maybe not.  I really do not think it is Success they are reaching for; I think it something that goes far deeper. Success-When is it enough might be the question that needs an answer as well.

 Then there are those who are happy where they are, they actually do not think that much about Success or what it is but they do try to think about their future and the future of their family.  They are contented where they are, with what they are doing and their accomplishments. They work hard just like everybody else, they have made sacrifices also but they have a limit to what they will give up to gain more status and wealth and seem to know that having more money does not give them the keys to a happy life.  They seem to know that money does buy things, because they have things too, but things are not at the core of their victories.  They live their life full of cherished moments; they do not dwell on what money can buy, having a better job or becoming more Successful and definitely not famous.  They are just happy with who they are. They appear to be very Successful in their attainment because they have a nice home, drive an nice car, have a great job and their most valuable asset seems to be their family and their values.  They do not look at anybody else or their accomplishments, they are triumphant of their own in a modest way but they are also happy when someone they know acquires something Successful too.  These people seem to know the meaning of true self worth, true acquisition and they have obtained the ability to handle their gain. Success is a journey for everyone.

 Of course, I would not want to leave out these people….and they are those who are simply complacent going to work everyday and repeating it everyday for until retirement.  They do no think about Success- What is it…or Success period…they just live their life as it comes and accepts what it brings, one day at a time.Some have a power within that drives them, others are complacent where they are.

 You tell me what Success Really is.  As we read about Success, we learn that it is not about acquiring money or fame.  It just can’t be, because if it were….Tiger W. had it all, did he not?  It wasn’t enough…obviously it did not satisfy something…something that he probably doesn’t even know about.  He is certainly not grounded and he certainly did not have his values in place nor know what his priorities should have been.

Try not to become a man of success but rather try to become a man of value.  Albert Einstein

Always bear in mind that your own resolution to succeed is more important than any other one thing.  Abraham Lincoln

Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful.  Albert Schweitzer

To follow without halt, one aim; there is the secret of success. And success? What is it? I do not find it in the applause of the theater; it lies rather in the satisfaction of accomplishment.  Anna Pavlova

There are no gains without pains.  Benjamin Franklin

Small opportunities are often the beginning of great enterprises.  Demosthenes

How far you go in life depends on your being tender with the young, compassionate with the aged, sympathetic with the striving, and tolerant of the weak and strong. Because some day in life you will have been all of these.  George Washington Carver

One ship sails East,
And another West,
By the self-same winds that blow,
Tis the set of the sails
And not the gales,
That tells the way we go.  Ella Wheeler Wilcox

 Life is too short to waste time wondering if you can do something; you don’t need anyone’s approval, but yours, do it, if you fail, do something else and in so doing you will find Success- What it really is!

Hi, I am J West and I am here to write, read and learn. I love writing and enjoy trying to find ways to help serve other people.

We all need the Character that shines
Vision or Mirage
Personal Growth and ActionArticle Source:http://www.articlesbase.com/motivational-articles/success-what-is-it-1602843.html

Please Note... All links within articles are placed by their author-owners and not by this blog.Products with in those links may or may not be the best in the world.If it sounds too good to be true it could be a scam.Articles are posted for their info,ideas and or entertainment value only.

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